Call reports 2020
SIBLEY STATE BANK — 2020
What SIBLEY STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 82,489,000 | 85,727,000 | 85,413,000 | 91,344,000 |
| Total loans | 60,117,000 | 65,394,000 | 65,160,000 | 63,359,000 |
| Allowance for loan losses | 779,000 | 748,000 | 742,000 | 679,000 |
| Securities available for sale | 4,551,000 | 7,045,000 | 10,993,000 | 10,189,000 |
| Securities held to maturity | 1,400,000 | 1,298,000 | 1,295,000 | 1,292,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,100,000 | 72,107,000 | 71,789,000 | 78,247,000 |
| Interest-bearing deposits | 63,627,000 | 62,235,000 | 62,004,000 | 67,647,000 |
| Noninterest-bearing deposits | 6,473,000 | 9,872,000 | 9,785,000 | 10,600,000 |
| Equity capital | 10,313,000 | 10,505,000 | 10,521,000 | 10,772,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 812,000 | 1,539,000 | 2,245,000 | 3,075,000 |
| Interest expense | 158,000 | 299,000 | 426,000 | 534,000 |
| Net interest income | 654,000 | 1,240,000 | 1,819,000 | 2,541,000 |
| Noninterest income | 44,000 | 130,000 | 199,000 | 201,000 |
| Noninterest expense | 442,000 | 867,000 | 1,296,000 | 1,702,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 245,000 | 495,000 | 714,000 | 1,036,000 |
| Income tax | 60,000 | 171,000 | 218,000 | 254,000 |
| Net income | 185,000 | 324,000 | 496,000 | 782,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,266,000 | 10,406,000 | 10,427,000 | 10,714,000 |
| Total capital | — | 11,154,000 | 11,169,000 | 11,393,000 |
| Risk-weighted assets | — | 64,678,000 | 64,917,000 | 67,746,000 |