Call reports 2019
SIBLEY STATE BANK — 2019
What SIBLEY STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 82,822,000 | 79,110,000 | 80,650,000 | 79,348,000 |
| Total loans | 62,264,000 | 62,914,000 | 60,569,000 | 64,626,000 |
| Allowance for loan losses | 796,000 | 783,000 | 780,000 | 781,000 |
| Securities available for sale | 4,919,000 | 4,836,000 | 4,195,000 | 4,054,000 |
| Securities held to maturity | 664,000 | 663,000 | 662,000 | 1,403,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,038,000 | 67,584,000 | 68,875,000 | 67,385,000 |
| Interest-bearing deposits | 63,641,000 | 62,004,000 | 62,144,000 | 60,137,000 |
| Noninterest-bearing deposits | 6,397,000 | 5,580,000 | 6,731,000 | 7,248,000 |
| Equity capital | 9,446,000 | 9,739,000 | 9,850,000 | 10,101,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 860,000 | 1,759,000 | 2,578,000 | 3,383,000 |
| Interest expense | 161,000 | 334,000 | 508,000 | 671,000 |
| Net interest income | 699,000 | 1,425,000 | 2,070,000 | 2,712,000 |
| Noninterest income | 89,000 | 169,000 | 265,000 | 394,000 |
| Noninterest expense | 431,000 | 892,000 | 1,300,000 | 1,729,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 362,000 | 706,000 | 1,045,000 | 1,387,000 |
| Income tax | 89,000 | 175,000 | 259,000 | 343,000 |
| Net income | 273,000 | 531,000 | 786,000 | 1,044,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,460,000 | 9,718,000 | 9,823,000 | 10,082,000 |
| Total capital | 10,256,000 | 10,501,000 | 10,603,000 | 10,863,000 |
| Risk-weighted assets | 65,248,000 | 65,465,000 | 65,064,000 | 67,582,000 |