Call reports 2018
SIBLEY STATE BANK — 2018
What SIBLEY STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 80,633,000 | 76,114,000 | 76,074,000 | 80,166,000 |
| Total loans | 60,938,000 | 60,693,000 | 62,424,000 | 63,864,000 |
| Allowance for loan losses | 796,000 | 794,000 | 793,000 | 794,000 |
| Securities available for sale | 6,184,000 | 5,917,000 | 5,776,000 | 5,672,000 |
| Securities held to maturity | 667,000 | 666,000 | 665,000 | 665,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,479,000 | 65,118,000 | 65,302,000 | 68,607,000 |
| Interest-bearing deposits | 63,231,000 | 59,743,000 | 59,410,000 | 61,419,000 |
| Noninterest-bearing deposits | 7,248,000 | 5,375,000 | 5,892,000 | 7,188,000 |
| Equity capital | 8,698,000 | 8,919,000 | 8,802,000 | 9,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 754,000 | 1,531,000 | 2,327,000 | 3,165,000 |
| Interest expense | 89,000 | 188,000 | 297,000 | 444,000 |
| Net interest income | 665,000 | 1,343,000 | 2,030,000 | 2,721,000 |
| Noninterest income | 78,000 | 173,000 | 273,000 | 375,000 |
| Noninterest expense | 548,000 | 1,017,000 | 1,536,000 | 1,922,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 195,000 | 499,000 | 767,000 | 1,166,000 |
| Income tax | 48,000 | 123,000 | 184,000 | 283,000 |
| Net income | 147,000 | 376,000 | 583,000 | 883,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,572,000 | 8,801,000 | 8,886,000 | 9,187,000 |
| Total capital | 9,368,000 | 9,587,000 | 9,679,000 | 9,981,000 |
| Risk-weighted assets | 64,153,000 | 62,852,000 | 64,589,000 | 66,421,000 |