Call reports 2017
SIBLEY STATE BANK — 2017
What SIBLEY STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 78,244,000 | 79,073,000 | 76,545,000 | 79,996,000 |
| Total loans | 63,609,000 | 66,152,000 | 64,964,000 | 62,722,000 |
| Allowance for loan losses | 731,000 | 759,000 | 784,000 | 779,000 |
| Securities available for sale | 6,552,000 | 6,251,000 | 6,052,000 | 5,710,000 |
| Securities held to maturity | 160,000 | 0 | 0 | 433,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,242,000 | 68,587,000 | 66,663,000 | 70,424,000 |
| Interest-bearing deposits | 61,669,000 | 61,843,000 | 60,644,000 | 62,567,000 |
| Noninterest-bearing deposits | 6,573,000 | 6,744,000 | 6,019,000 | 7,857,000 |
| Equity capital | 8,290,000 | 8,463,000 | 8,608,000 | 8,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 781,000 | 1,570,000 | 2,379,000 | 3,142,000 |
| Interest expense | 74,000 | 153,000 | 234,000 | 323,000 |
| Net interest income | 707,000 | 1,417,000 | 2,145,000 | 2,819,000 |
| Noninterest income | 70,000 | 142,000 | 225,000 | 339,000 |
| Noninterest expense | 491,000 | 958,000 | 1,515,000 | 2,016,000 |
| Provision for loan losses | 50,000 | 100,000 | 120,000 | 392,000 |
| Pretax income | 239,000 | 504,000 | 738,000 | 753,000 |
| Income tax | 89,000 | 188,000 | 274,000 | 309,000 |
| Net income | 150,000 | 316,000 | 464,000 | 444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,278,000 | 8,443,000 | 8,591,000 | 8,425,000 |
| Total capital | 9,009,000 | 9,202,000 | 9,375,000 | 9,204,000 |
| Risk-weighted assets | 65,335,000 | 67,570,000 | 65,569,000 | 65,706,000 |