Call reports 2016
SIBLEY STATE BANK — 2016
What SIBLEY STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 82,531,000 | 78,294,000 | 77,767,000 | 79,600,000 |
| Total loans | 72,256,000 | 67,557,000 | 66,624,000 | 66,458,000 |
| Allowance for loan losses | 840,000 | 834,000 | 833,000 | 792,000 |
| Securities available for sale | 6,721,000 | 6,329,000 | 6,075,000 | 6,262,000 |
| Securities held to maturity | 320,000 | 160,000 | 160,000 | 160,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,998,000 | 68,071,000 | 68,402,000 | 70,003,000 |
| Interest-bearing deposits | 67,496,000 | 62,757,000 | 62,615,000 | 63,470,000 |
| Noninterest-bearing deposits | 5,502,000 | 5,314,000 | 5,787,000 | 6,533,000 |
| Equity capital | 7,953,000 | 8,162,000 | 7,964,000 | 8,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 806,000 | 1,590,000 | 2,355,000 | 3,182,000 |
| Interest expense | 66,000 | 141,000 | 218,000 | 295,000 |
| Net interest income | 740,000 | 1,449,000 | 2,137,000 | 2,887,000 |
| Noninterest income | 74,000 | 157,000 | 237,000 | 316,000 |
| Noninterest expense | 486,000 | 984,000 | 1,468,000 | 1,916,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 342,000 | 636,000 | 920,000 | 1,281,000 |
| Income tax | 126,000 | 236,000 | 341,000 | 475,000 |
| Net income | 216,000 | 400,000 | 579,000 | 806,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,897,000 | 8,081,000 | 7,900,000 | 8,127,000 |
| Total capital | 8,737,000 | 8,915,000 | 8,733,000 | 8,919,000 |
| Risk-weighted assets | 71,200,000 | 68,903,000 | 68,381,000 | 68,089,000 |