Call reports 2015
SIBLEY STATE BANK — 2015
What SIBLEY STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 86,561,000 | 80,433,000 | 78,066,000 | 83,605,000 |
| Total loans | 65,178,000 | 65,906,000 | 65,324,000 | 71,072,000 |
| Allowance for loan losses | 805,000 | 805,000 | 804,000 | 840,000 |
| Securities available for sale | 15,555,000 | 10,498,000 | 9,699,000 | 9,301,000 |
| Securities held to maturity | 475,000 | 320,000 | 320,000 | 320,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,481,000 | 66,971,000 | 69,240,000 | 73,163,000 |
| Interest-bearing deposits | 65,064,000 | 60,453,000 | 63,015,000 | 66,192,000 |
| Noninterest-bearing deposits | 5,417,000 | 6,518,000 | 6,225,000 | 6,971,000 |
| Equity capital | 7,793,000 | 7,845,000 | 7,758,000 | 7,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 751,000 | 1,533,000 | 2,387,000 | 3,181,000 |
| Interest expense | 52,000 | 102,000 | 153,000 | 209,000 |
| Net interest income | 699,000 | 1,431,000 | 2,234,000 | 2,972,000 |
| Noninterest income | 71,000 | 147,000 | 231,000 | 308,000 |
| Noninterest expense | 486,000 | 951,000 | 1,457,000 | 1,928,000 |
| Provision for loan losses | 0 | 0 | 0 | 36,000 |
| Pretax income | 284,000 | 627,000 | 1,010,000 | 1,318,000 |
| Income tax | 104,000 | 231,000 | 372,000 | 485,000 |
| Net income | 180,000 | 396,000 | 638,000 | 833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,666,000 | 7,744,000 | 7,686,000 | 7,681,000 |
| Total capital | 8,471,000 | 8,549,000 | 8,490,000 | 8,521,000 |
| Risk-weighted assets | 67,771,000 | 67,261,000 | 66,211,000 | 71,364,000 |