Call reports 2012
HERITAGE BANK — 2012
What HERITAGE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 87,516,000 | 85,335,000 | 83,827,000 | 89,171,000 |
| Total loans | 2,712,000 | 3,348,000 | 3,144,000 | 2,568,000 |
| Allowance for loan losses | 300,000 | 300,000 | 300,000 | 300,000 |
| Securities available for sale | 57,247,000 | 56,602,000 | 54,958,000 | 61,444,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,317,000 | 37,339,000 | 40,536,000 | 38,366,000 |
| Interest-bearing deposits | 38,636,000 | 36,403,000 | 39,649,000 | 38,021,000 |
| Noninterest-bearing deposits | 681,000 | 936,000 | 887,000 | 345,000 |
| Equity capital | 12,769,000 | 13,306,000 | 13,811,000 | 13,858,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 428,000 | 861,000 | 1,293,000 | 1,764,000 |
| Interest expense | 172,000 | 344,000 | 510,000 | 674,000 |
| Net interest income | 256,000 | 517,000 | 783,000 | 1,090,000 |
| Noninterest income | 146,000 | 175,000 | 223,000 | 266,000 |
| Noninterest expense | 267,000 | 509,000 | 775,000 | 990,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 135,000 | 183,000 | 231,000 | 366,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 135,000 | 183,000 | 231,000 | 366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,688,000 | 11,727,000 | 11,775,000 | 11,911,000 |
| Total capital | 11,941,000 | 11,999,000 | 12,048,000 | 12,211,000 |
| Risk-weighted assets | 20,493,000 | 21,721,000 | 21,776,000 | 23,984,000 |