Call report 2015Q4
SAGE BANK — 2015Q4
The 22 measures SAGE BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 157,752,000 | USD | evidence → |
| Total loans | 139,187,000 | USD | evidence → |
| Allowance for loan losses | 955,000 | USD | evidence → |
| Securities available for sale | 775,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 118,246,000 | USD | evidence → |
| Interest-bearing deposits | 106,724,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,522,000 | USD | evidence → |
| Equity capital | 12,553,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,854,000 | USD | evidence → |
| Interest expense | 1,515,000 | USD | evidence → |
| Net interest income | 5,339,000 | USD | evidence → |
| Noninterest income | 16,741,000 | USD | evidence → |
| Noninterest expense | 23,116,000 | USD | evidence → |
| Provision for loan losses | -152,000 | USD | evidence → |
| Pretax income | -884,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -884,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,552,000 | USD | evidence → |
| Total capital | 13,553,000 | USD | evidence → |
| Risk-weighted assets | 98,550,000 | USD | evidence → |