Call report 2014Q4
SAGE BANK — 2014Q4
The 22 measures SAGE BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 195,227,000 | USD | evidence → |
| Total loans | 169,380,000 | USD | evidence → |
| Allowance for loan losses | 1,211,000 | USD | evidence → |
| Securities available for sale | 1,277,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 137,913,000 | USD | evidence → |
| Interest-bearing deposits | 128,622,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,291,000 | USD | evidence → |
| Equity capital | 13,417,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,798,000 | USD | evidence → |
| Interest expense | 1,734,000 | USD | evidence → |
| Net interest income | 7,064,000 | USD | evidence → |
| Noninterest income | 9,516,000 | USD | evidence → |
| Noninterest expense | 18,074,000 | USD | evidence → |
| Provision for loan losses | -187,000 | USD | evidence → |
| Pretax income | -1,307,000 | USD | evidence → |
| Income tax | 1,768,000 | USD | evidence → |
| Net income | -3,075,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,415,000 | USD | evidence → |
| Total capital | 14,670,000 | USD | evidence → |
| Risk-weighted assets | 132,794,000 | USD | evidence → |