Call reports 2012
SAGE BANK — 2012
What SAGE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 172,747,000 | 187,631,000 | 183,981,000 | 208,464,000 |
| Total loans | 160,081,000 | 162,005,000 | 160,161,000 | 190,593,000 |
| Allowance for loan losses | 1,011,000 | 1,003,000 | 1,064,000 | 1,014,000 |
| Securities available for sale | 1,637,000 | 1,730,000 | 1,741,000 | 1,558,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,795,000 | 157,666,000 | 156,500,000 | 154,958,000 |
| Interest-bearing deposits | 136,739,000 | 150,725,000 | 150,480,000 | 146,046,000 |
| Noninterest-bearing deposits | 6,056,000 | 6,941,000 | 6,020,000 | 8,912,000 |
| Equity capital | 14,656,000 | 15,555,000 | 17,024,000 | 18,360,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,973,000 | 4,000,000 | 6,040,000 | 8,138,000 |
| Interest expense | 404,000 | 787,000 | 1,171,000 | 1,499,000 |
| Net interest income | 1,569,000 | 3,213,000 | 4,869,000 | 6,639,000 |
| Noninterest income | 4,846,000 | 10,856,000 | 17,267,000 | 24,776,000 |
| Noninterest expense | 5,346,000 | 11,972,000 | 18,984,000 | 27,221,000 |
| Provision for loan losses | 257,000 | 282,000 | 482,000 | 582,000 |
| Pretax income | 812,000 | 1,795,000 | 2,650,000 | 3,562,000 |
| Income tax | 97,000 | 191,000 | 301,000 | -177,000 |
| Net income | 715,000 | 1,604,000 | 2,349,000 | 3,739,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,196,000 | 15,037,000 | 16,504,000 | 17,738,000 |
| Total capital | 15,281,000 | 16,121,000 | 17,667,000 | 18,859,000 |
| Risk-weighted assets | 112,968,000 | 118,925,000 | 119,899,000 | 133,187,000 |
Machine access — free, no API key
Every figure shown here about SAGE BANK — 2012 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.