Call reports 2007
SAGE BANK — 2007
What SAGE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 124,373,000 | 115,726,000 | 111,436,000 | 107,798,000 |
| Total loans | 79,781,000 | 75,493,000 | 72,537,000 | 68,872,000 |
| Allowance for loan losses | 1,092,000 | 1,171,000 | 1,144,000 | 1,566,000 |
| Securities available for sale | 26,488,000 | 27,407,000 | 27,014,000 | 26,189,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,420,000 | 103,564,000 | 98,850,000 | 91,068,000 |
| Interest-bearing deposits | 106,887,000 | 100,481,000 | 96,036,000 | 87,815,000 |
| Noninterest-bearing deposits | 2,533,000 | 3,083,000 | 2,814,000 | 3,253,000 |
| Equity capital | 8,665,000 | 8,459,000 | 8,399,000 | 7,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,838,000 | 3,539,000 | 5,219,000 | 6,678,000 |
| Interest expense | 1,231,000 | 2,395,000 | 3,509,000 | 4,583,000 |
| Net interest income | 607,000 | 1,144,000 | 1,710,000 | 2,095,000 |
| Noninterest income | -50,000 | 31,000 | 88,000 | -392,000 |
| Noninterest expense | 878,000 | 1,736,000 | 2,656,000 | 3,743,000 |
| Provision for loan losses | 499,000 | 498,000 | 500,000 | 970,000 |
| Pretax income | -900,000 | -1,139,000 | -1,438,000 | -3,070,000 |
| Income tax | -362,000 | -462,000 | -579,000 | -1,150,000 |
| Net income | -538,000 | -677,000 | -859,000 | -1,920,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,877,000 | 8,745,000 | 8,560,000 | 7,506,000 |
| Total capital | 9,969,000 | 9,818,000 | 9,571,000 | 8,479,000 |
| Risk-weighted assets | 88,154,000 | 85,735,000 | 80,742,000 | 77,276,000 |
Machine access — free, no API key
Every figure shown here about SAGE BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.