Call reports 2020
HOME NATIONAL BANK OF THORNTOWN, THE — 2020
What HOME NATIONAL BANK OF THORNTOWN, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 118,387,000 | 129,955,000 | 129,481,000 | 136,949,000 |
| Total loans | 58,770,000 | 63,652,000 | 66,659,000 | 58,784,000 |
| Allowance for loan losses | 1,256,000 | 1,305,000 | 1,323,000 | 1,337,000 |
| Securities available for sale | 48,131,000 | 48,652,000 | 53,835,000 | 59,745,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,720,000 | 116,228,000 | 115,561,000 | 122,889,000 |
| Interest-bearing deposits | 88,101,000 | 94,139,000 | 94,636,000 | 100,273,000 |
| Noninterest-bearing deposits | 17,619,000 | 22,089,000 | 20,925,000 | 22,616,000 |
| Equity capital | 12,023,000 | 12,605,000 | 13,016,000 | 13,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,143,000 | 2,224,000 | 3,399,000 | 4,619,000 |
| Interest expense | 174,000 | 319,000 | 446,000 | 549,000 |
| Net interest income | 969,000 | 1,905,000 | 2,953,000 | 4,070,000 |
| Noninterest income | 133,000 | 349,000 | 607,000 | 974,000 |
| Noninterest expense | 854,000 | 1,772,000 | 2,549,000 | 3,442,000 |
| Provision for loan losses | 54,000 | 99,000 | 129,000 | 144,000 |
| Pretax income | 194,000 | 421,000 | 920,000 | 1,496,000 |
| Income tax | 33,000 | 73,000 | 174,000 | 309,000 |
| Net income | 161,000 | 348,000 | 746,000 | 1,187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,332,000 | 11,520,000 | 11,918,000 | 12,179,000 |
| Total capital | 12,208,000 | 12,454,000 | 12,887,000 | 13,091,000 |
| Risk-weighted assets | 69,723,000 | 74,354,000 | 77,188,000 | 72,528,000 |