Call reports 2019
HOME NATIONAL BANK OF THORNTOWN, THE — 2019
What HOME NATIONAL BANK OF THORNTOWN, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 110,791,000 | 116,638,000 | 114,153,000 | 116,581,000 |
| Total loans | 54,757,000 | 56,659,000 | 58,481,000 | 58,972,000 |
| Allowance for loan losses | 1,179,000 | 1,182,000 | 1,200,000 | 1,210,000 |
| Securities available for sale | 44,532,000 | 47,180,000 | 46,886,000 | 49,000,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,903,000 | 105,017,000 | 102,075,000 | 104,560,000 |
| Interest-bearing deposits | 81,453,000 | 84,706,000 | 83,875,000 | 86,141,000 |
| Noninterest-bearing deposits | 18,450,000 | 20,311,000 | 18,200,000 | 18,419,000 |
| Equity capital | 10,530,000 | 11,114,000 | 11,455,000 | 11,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,154,000 | 2,263,000 | 3,405,000 | 4,555,000 |
| Interest expense | 153,000 | 324,000 | 517,000 | 703,000 |
| Net interest income | 1,001,000 | 1,939,000 | 2,888,000 | 3,852,000 |
| Noninterest income | 133,000 | 261,000 | 396,000 | 521,000 |
| Noninterest expense | 826,000 | 1,620,000 | 2,478,000 | 3,345,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 293,000 | 549,000 | 763,000 | 970,000 |
| Income tax | 59,000 | 108,000 | 143,000 | 179,000 |
| Net income | 234,000 | 441,000 | 620,000 | 791,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,788,000 | 10,995,000 | 11,175,000 | 11,170,000 |
| Total capital | 11,597,000 | 11,845,000 | 12,048,000 | 12,061,000 |
| Risk-weighted assets | 64,381,000 | 67,637,000 | 69,544,000 | 70,957,000 |