Call reports 2018
HOME NATIONAL BANK OF THORNTOWN, THE — 2018
What HOME NATIONAL BANK OF THORNTOWN, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 106,285,000 | 108,722,000 | 108,519,000 | 107,611,000 |
| Total loans | 54,329,000 | 55,619,000 | 55,744,000 | 55,064,000 |
| Allowance for loan losses | 1,177,000 | 1,187,000 | 1,206,000 | 1,169,000 |
| Securities available for sale | 41,352,000 | 42,598,000 | 39,898,000 | 41,864,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,386,000 | 98,774,000 | 98,406,000 | 97,359,000 |
| Interest-bearing deposits | 78,975,000 | 81,880,000 | 79,344,000 | 81,154,000 |
| Noninterest-bearing deposits | 17,411,000 | 16,894,000 | 19,062,000 | 16,205,000 |
| Equity capital | 9,484,000 | 9,652,000 | 9,726,000 | 9,906,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 979,000 | 1,985,000 | 3,026,000 | 4,096,000 |
| Interest expense | 89,000 | 183,000 | 316,000 | 454,000 |
| Net interest income | 890,000 | 1,802,000 | 2,710,000 | 3,642,000 |
| Noninterest income | 121,000 | 260,000 | 383,000 | 517,000 |
| Noninterest expense | 790,000 | 1,582,000 | 2,365,000 | 3,122,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 206,000 | 450,000 | 683,000 | 977,000 |
| Income tax | 35,000 | 79,000 | 120,000 | 178,000 |
| Net income | 171,000 | 371,000 | 563,000 | 799,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,998,000 | 10,197,000 | 10,390,000 | 10,554,000 |
| Total capital | 10,785,000 | 11,017,000 | 11,205,000 | 11,348,000 |
| Risk-weighted assets | 62,586,000 | 65,251,000 | 64,791,000 | 63,149,000 |