Call reports 2016
HOME NATIONAL BANK OF THORNTOWN, THE — 2016
What HOME NATIONAL BANK OF THORNTOWN, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 98,948,000 | 102,513,000 | 102,328,000 | 101,120,000 |
| Total loans | 53,202,000 | 53,256,000 | 55,375,000 | 52,576,000 |
| Allowance for loan losses | 984,000 | 1,061,000 | 1,075,000 | 1,035,000 |
| Securities available for sale | 39,048,000 | 42,291,000 | 39,533,000 | 41,290,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,044,000 | 92,792,000 | 92,441,000 | 91,813,000 |
| Interest-bearing deposits | 74,096,000 | 78,824,000 | 78,434,000 | 76,161,000 |
| Noninterest-bearing deposits | 14,948,000 | 13,968,000 | 14,007,000 | 15,652,000 |
| Equity capital | 8,875,000 | 9,218,000 | 9,303,000 | 8,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 968,000 | 1,943,000 | 2,865,000 | 3,781,000 |
| Interest expense | 64,000 | 129,000 | 192,000 | 257,000 |
| Net interest income | 904,000 | 1,814,000 | 2,673,000 | 3,524,000 |
| Noninterest income | 103,000 | 244,000 | 355,000 | 472,000 |
| Noninterest expense | 756,000 | 1,477,000 | 2,232,000 | 3,004,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 221,000 | 521,000 | 706,000 | 872,000 |
| Income tax | 58,000 | 145,000 | 189,000 | 225,000 |
| Net income | 163,000 | 376,000 | 517,000 | 647,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,941,000 | 9,153,000 | 9,294,000 | 9,286,000 |
| Total capital | 9,683,000 | 9,907,000 | 10,070,000 | 10,035,000 |
| Risk-weighted assets | 59,122,000 | 59,974,000 | 61,784,000 | 59,663,000 |