Call reports 2016
SECURITY STATE BANK, WISHEK, NORTH DAKOTA — 2016
What SECURITY STATE BANK, WISHEK, NORTH DAKOTA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 74,757,000 | 72,209,000 | 70,982,000 | 72,416,000 |
| Total loans | 29,035,000 | 29,558,000 | 28,725,000 | 28,042,000 |
| Allowance for loan losses | 902,000 | 887,000 | 887,000 | 887,000 |
| Securities available for sale | 29,401,000 | 29,530,000 | 30,555,000 | 29,025,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,385,000 | 61,303,000 | 59,644,000 | 61,325,000 |
| Interest-bearing deposits | 43,905,000 | 43,118,000 | 42,603,000 | 42,626,000 |
| Noninterest-bearing deposits | 20,480,000 | 18,185,000 | 17,041,000 | 18,699,000 |
| Equity capital | 8,540,000 | 8,903,000 | 8,965,000 | 8,634,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 532,000 | 1,073,000 | 1,620,000 | 2,142,000 |
| Interest expense | 50,000 | 100,000 | 147,000 | 197,000 |
| Net interest income | 482,000 | 973,000 | 1,473,000 | 1,945,000 |
| Noninterest income | 29,000 | 56,000 | 85,000 | 112,000 |
| Noninterest expense | 346,000 | 671,000 | 1,058,000 | 1,396,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 165,000 | 358,000 | 500,000 | 661,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 165,000 | 358,000 | 500,000 | 661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,181,000 | 8,376,000 | 8,518,000 | 8,634,000 |
| Total capital | 8,754,000 | 8,928,000 | 9,111,000 | 9,239,000 |
| Risk-weighted assets | 45,541,000 | 43,854,000 | 47,175,000 | 48,115,000 |