Call reports 2015
SECURITY STATE BANK, WISHEK, NORTH DAKOTA — 2015
What SECURITY STATE BANK, WISHEK, NORTH DAKOTA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 74,487,000 | 72,496,000 | 70,712,000 | 73,776,000 |
| Total loans | 27,700,000 | 31,045,000 | 27,425,000 | 27,946,000 |
| Allowance for loan losses | 902,000 | 902,000 | 901,000 | 902,000 |
| Securities available for sale | 24,780,000 | 27,468,000 | 28,290,000 | 29,036,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,582,000 | 62,456,000 | 60,318,000 | 63,698,000 |
| Interest-bearing deposits | 44,413,000 | 45,112,000 | 42,796,000 | 43,078,000 |
| Noninterest-bearing deposits | 20,169,000 | 17,344,000 | 17,522,000 | 20,620,000 |
| Equity capital | 7,778,000 | 7,809,000 | 8,139,000 | 8,069,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 497,000 | 1,008,000 | 1,535,000 | 2,046,000 |
| Interest expense | 51,000 | 104,000 | 154,000 | 207,000 |
| Net interest income | 446,000 | 904,000 | 1,381,000 | 1,839,000 |
| Noninterest income | 26,000 | 52,000 | 79,000 | 105,000 |
| Noninterest expense | 321,000 | 633,000 | 967,000 | 1,309,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 175,000 | 347,000 | 517,000 | 659,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 175,000 | 347,000 | 517,000 | 659,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,534,000 | 7,706,000 | 7,877,000 | 8,019,000 |
| Total capital | 7,801,000 | 8,282,000 | 8,417,000 | 8,584,000 |
| Risk-weighted assets | 20,508,000 | 45,777,000 | 42,855,000 | 44,883,000 |