Call reports 2014
SECURITY STATE BANK, WISHEK, NORTH DAKOTA — 2014
What SECURITY STATE BANK, WISHEK, NORTH DAKOTA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 67,166,000 | 69,994,000 | 68,000,000 | 76,437,000 |
| Total loans | 29,489,000 | 30,063,000 | 29,835,000 | 28,670,000 |
| Allowance for loan losses | 890,000 | 909,000 | 902,000 | 902,000 |
| Securities available for sale | 20,250,000 | 21,757,000 | 23,113,000 | 24,061,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,432,000 | 60,183,000 | 58,233,000 | 66,894,000 |
| Interest-bearing deposits | 43,077,000 | 43,855,000 | 43,184,000 | 42,618,000 |
| Noninterest-bearing deposits | 14,355,000 | 16,328,000 | 15,049,000 | 24,276,000 |
| Equity capital | 7,230,000 | 7,223,000 | 7,278,000 | 7,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 491,000 | 1,001,000 | 1,507,000 | 2,011,000 |
| Interest expense | 52,000 | 105,000 | 155,000 | 206,000 |
| Net interest income | 439,000 | 896,000 | 1,352,000 | 1,805,000 |
| Noninterest income | 29,000 | 57,000 | 86,000 | 103,000 |
| Noninterest expense | 329,000 | 666,000 | 995,000 | 1,308,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 139,000 | 287,000 | 443,000 | 600,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 139,000 | 287,000 | 443,000 | 600,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,172,000 | 7,099,000 | 7,203,000 | 7,360,000 |
| Total capital | 7,800,000 | 7,692,000 | 7,831,000 | 8,073,000 |
| Risk-weighted assets | 49,941,000 | 47,162,000 | 49,978,000 | 56,872,000 |