Call reports 2026
SIDNEY FEDERAL SAVINGS AND LOAN ASSOCIATION — 2026
What SIDNEY FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 53,329,000 | 55,559,000 |
| Total loans | 12,356,000 | 15,529,000 |
| Allowance for loan losses | 129,000 | 139,000 |
| Securities available for sale | 17,262,000 | 17,546,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 44,259,000 | 44,571,000 |
| Interest-bearing deposits | 42,861,000 | 43,231,000 |
| Noninterest-bearing deposits | 1,398,000 | 1,340,000 |
| Equity capital | 7,678,000 | 7,826,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 567,000 | 1,158,000 |
| Interest expense | 114,000 | 235,000 |
| Net interest income | 453,000 | 923,000 |
| Noninterest income | 5,000 | 11,000 |
| Noninterest expense | 219,000 | 413,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 239,000 | 521,000 |
| Income tax | 0 | 48,000 |
| Net income | 239,000 | 473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 7,387,000 | 7,615,000 |
| Total capital | 7,516,000 | 7,754,000 |
| Risk-weighted assets | 18,867,000 | 21,817,000 |