Call reports 2025
SIDNEY FEDERAL SAVINGS AND LOAN ASSOCIATION — 2025
What SIDNEY FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 14,106,000 | 42,596,000 | 48,132,000 | 50,817,000 |
| Total loans | 7,546,000 | 6,584,000 | 7,784,000 | 8,819,000 |
| Allowance for loan losses | 95,000 | 119,000 | 119,000 | 119,000 |
| Securities available for sale | 400,000 | 370,000 | 17,456,000 | 16,842,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,599,000 | 35,349,000 | 40,519,000 | 42,941,000 |
| Interest-bearing deposits | 11,985,000 | 33,906,000 | 39,213,000 | 41,465,000 |
| Noninterest-bearing deposits | 1,614,000 | 1,443,000 | 1,306,000 | 1,476,000 |
| Equity capital | 305,000 | 7,035,000 | 7,358,000 | 7,593,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 141,000 | 455,000 | 1,002,000 | 1,580,000 |
| Interest expense | 65,000 | 185,000 | 318,000 | 444,000 |
| Net interest income | 76,000 | 270,000 | 684,000 | 1,136,000 |
| Noninterest income | 6,000 | 12,000 | 17,000 | 20,000 |
| Noninterest expense | 192,000 | 246,000 | 446,000 | 656,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -110,000 | 36,000 | 255,000 | 500,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -110,000 | 36,000 | 255,000 | 500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 305,000 | 6,660,000 | 6,889,000 | 7,141,000 |
| Total capital | 400,000 | 6,779,000 | 7,008,000 | 7,260,000 |
| Risk-weighted assets | 7,753,000 | 13,016,000 | 14,839,000 | 15,529,000 |