Call reports 2023
SIDNEY FEDERAL SAVINGS AND LOAN ASSOCIATION — 2023
What SIDNEY FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 16,111,000 | 15,616,000 | 14,939,000 | 14,632,000 |
| Total loans | 8,899,000 | 8,693,000 | 8,608,000 | 8,311,000 |
| Allowance for loan losses | 123,000 | 118,000 | 118,000 | 118,000 |
| Securities available for sale | 1,574,000 | 1,047,000 | 1,037,000 | 1,017,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,093,000 | 14,658,000 | 13,766,000 | 13,586,000 |
| Interest-bearing deposits | 13,677,000 | 13,197,000 | 12,385,000 | 12,163,000 |
| Noninterest-bearing deposits | 1,416,000 | 1,461,000 | 1,381,000 | 1,423,000 |
| Equity capital | 708,000 | 659,000 | 878,000 | 785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 160,000 | 330,000 | 495,000 | 659,000 |
| Interest expense | 28,000 | 73,000 | 122,000 | 175,000 |
| Net interest income | 132,000 | 257,000 | 373,000 | 484,000 |
| Noninterest income | 4,000 | 10,000 | 276,000 | 281,000 |
| Noninterest expense | 180,000 | 356,000 | 525,000 | 740,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -44,000 | -89,000 | 124,000 | 25,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -44,000 | -89,000 | 124,000 | 25,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 730,000 | 685,000 | 899,000 | 798,000 |
| Total capital | 841,000 | 793,000 | 1,007,000 | 903,000 |
| Risk-weighted assets | 8,919,000 | 8,641,000 | 8,638,000 | 8,415,000 |