Call reports 2022
SIDNEY FEDERAL SAVINGS AND LOAN ASSOCIATION — 2022
What SIDNEY FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 19,137,000 | 16,957,000 | 16,360,000 | 15,823,000 |
| Total loans | 10,412,000 | 9,771,000 | 9,413,000 | 9,174,000 |
| Allowance for loan losses | 132,000 | 132,000 | 123,000 | 123,000 |
| Securities available for sale | 2,349,000 | 4,232,000 | 4,149,000 | 2,094,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,084,000 | 15,816,000 | 15,189,000 | 14,750,000 |
| Interest-bearing deposits | 14,558,000 | 14,384,000 | 13,926,000 | 13,406,000 |
| Noninterest-bearing deposits | 1,526,000 | 1,432,000 | 1,263,000 | 1,344,000 |
| Equity capital | 721,000 | 815,000 | 774,000 | 743,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 134,000 | 268,000 | 417,000 | 562,000 |
| Interest expense | 14,000 | 26,000 | 36,000 | 50,000 |
| Net interest income | 120,000 | 242,000 | 381,000 | 512,000 |
| Noninterest income | 8,000 | 153,000 | 159,000 | 170,000 |
| Noninterest expense | 208,000 | 364,000 | 542,000 | 716,000 |
| Provision for loan losses | 0 | 0 | -9,000 | -9,000 |
| Pretax income | -80,000 | 31,000 | 7,000 | -25,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -80,000 | 31,000 | 7,000 | -25,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 719,000 | 830,000 | 806,000 | 774,000 |
| Total capital | 849,000 | 941,000 | 903,000 | 886,000 |
| Risk-weighted assets | 10,455,000 | 8,928,000 | 7,774,000 | 8,973,000 |