Call reports 2021
SIDNEY FEDERAL SAVINGS AND LOAN ASSOCIATION — 2021
What SIDNEY FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 19,636,000 | 19,224,000 | 18,822,000 | 18,869,000 |
| Total loans | 12,048,000 | 10,796,000 | 10,946,000 | 10,694,000 |
| Allowance for loan losses | 162,000 | 132,000 | 132,000 | 132,000 |
| Securities available for sale | 1,436,000 | 1,220,000 | 1,087,000 | 967,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,082,000 | 15,792,000 | 15,471,000 | 15,717,000 |
| Interest-bearing deposits | 14,653,000 | 14,395,000 | 14,227,000 | 14,423,000 |
| Noninterest-bearing deposits | 1,429,000 | 1,397,000 | 1,244,000 | 1,294,000 |
| Equity capital | 1,177,000 | 1,071,000 | 991,000 | 810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 170,000 | 324,000 | 465,000 | 597,000 |
| Interest expense | 26,000 | 46,000 | 66,000 | 84,000 |
| Net interest income | 144,000 | 278,000 | 399,000 | 513,000 |
| Noninterest income | 8,000 | 21,000 | 36,000 | 57,000 |
| Noninterest expense | 261,000 | 540,000 | 752,000 | 1,063,000 |
| Provision for loan losses | 0 | -30,000 | -30,000 | -30,000 |
| Pretax income | -109,000 | -211,000 | -287,000 | -463,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -109,000 | -211,000 | -287,000 | -463,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,152,000 | 1,050,000 | 975,000 | 799,000 |
| Total capital | 1,295,000 | 1,182,000 | 1,107,000 | 931,000 |
| Risk-weighted assets | 11,446,000 | 10,808,000 | 10,823,000 | 11,029,000 |