Call reports 2019
SIDNEY FEDERAL SAVINGS AND LOAN ASSOCIATION — 2019
What SIDNEY FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 17,241,000 | 16,034,000 | 15,621,000 | 18,368,000 |
| Total loans | 11,152,000 | 11,157,000 | 11,564,000 | 14,077,000 |
| Allowance for loan losses | 122,000 | 122,000 | 122,000 | 150,000 |
| Securities available for sale | 4,477,000 | 3,818,000 | 3,205,000 | 2,521,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,572,000 | 14,433,000 | 14,075,000 | 14,238,000 |
| Interest-bearing deposits | 14,166,000 | 13,329,000 | 12,853,000 | 12,856,000 |
| Noninterest-bearing deposits | 1,406,000 | 1,104,000 | 1,222,000 | 1,382,000 |
| Equity capital | 1,524,000 | 1,467,000 | 1,397,000 | 1,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 156,000 | 317,000 | 485,000 | 656,000 |
| Interest expense | 22,000 | 45,000 | 67,000 | 94,000 |
| Net interest income | 134,000 | 272,000 | 418,000 | 562,000 |
| Noninterest income | 17,000 | 22,000 | 31,000 | 36,000 |
| Noninterest expense | 215,000 | 431,000 | 654,000 | 876,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | -61,000 | -134,000 | -202,000 | -303,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -61,000 | -134,000 | -202,000 | -303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,510,000 | 1,437,000 | 1,368,000 | 1,267,000 |
| Total capital | 1,615,000 | 1,539,000 | 1,472,000 | 1,401,000 |
| Risk-weighted assets | 8,400,000 | 8,162,000 | 8,317,000 | 10,750,000 |