Call reports 2017
SIDNEY FEDERAL SAVINGS AND LOAN ASSOCIATION — 2017
What SIDNEY FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 18,463,000 | 16,911,000 | 16,614,000 | 16,385,000 |
| Total loans | 12,895,000 | 12,893,000 | 12,953,000 | 12,801,000 |
| Allowance for loan losses | 119,000 | 122,000 | 122,000 | 122,000 |
| Securities available for sale | 3,509,000 | 2,512,000 | 2,337,000 | 2,176,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,144,000 | 15,653,000 | 14,996,000 | 15,231,000 |
| Interest-bearing deposits | 14,974,000 | 14,591,000 | 13,993,000 | 14,221,000 |
| Noninterest-bearing deposits | 1,170,000 | 1,062,000 | 1,003,000 | 1,010,000 |
| Equity capital | 1,249,000 | 1,183,000 | 1,147,000 | 1,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 155,000 | 308,000 | 464,000 | 613,000 |
| Interest expense | 26,000 | 47,000 | 63,000 | 79,000 |
| Net interest income | 129,000 | 261,000 | 401,000 | 534,000 |
| Noninterest income | 7,000 | 12,000 | 19,000 | 35,000 |
| Noninterest expense | 183,000 | 374,000 | 560,000 | 805,000 |
| Provision for loan losses | 1,000 | 4,000 | 4,000 | 4,000 |
| Pretax income | -48,000 | -105,000 | -144,000 | -240,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -48,000 | -105,000 | -144,000 | -240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,243,000 | 1,186,000 | 1,147,000 | 1,051,000 |
| Total capital | 1,342,000 | 1,282,000 | 1,241,000 | 1,145,000 |
| Risk-weighted assets | 7,947,000 | 7,667,000 | 7,519,000 | 7,494,000 |