Call reports 2016
MWABANK — 2016
What MWABANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 279,979,000 | 272,089,000 | 278,427,000 | 282,922,000 |
| Total loans | 221,799,000 | 216,862,000 | 210,477,000 | 203,600,000 |
| Allowance for loan losses | 1,721,000 | 1,598,000 | 1,462,000 | 986,000 |
| Securities available for sale | 23,565,000 | 37,710,000 | 44,978,000 | 63,005,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,410,000 | 218,900,000 | 221,297,000 | 222,505,000 |
| Interest-bearing deposits | 224,909,000 | 214,918,000 | 216,294,000 | 218,891,000 |
| Noninterest-bearing deposits | 3,501,000 | 3,982,000 | 5,003,000 | 3,614,000 |
| Equity capital | 31,249,000 | 31,553,000 | 31,437,000 | 30,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,311,000 | 4,945,000 | 7,268,000 | 9,578,000 |
| Interest expense | 406,000 | 828,000 | 1,266,000 | 1,675,000 |
| Net interest income | 1,905,000 | 4,117,000 | 6,002,000 | 7,903,000 |
| Noninterest income | 232,000 | 433,000 | 725,000 | 1,056,000 |
| Noninterest expense | 2,131,000 | 4,364,000 | 6,596,000 | 8,876,000 |
| Provision for loan losses | 0 | 0 | 48,000 | -355,000 |
| Pretax income | 6,000 | 186,000 | 83,000 | 438,000 |
| Income tax | 5,000 | 76,000 | 40,000 | 180,000 |
| Net income | 1,000 | 110,000 | 43,000 | 258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,215,000 | 26,510,000 | 26,378,000 | 26,283,000 |
| Total capital | 27,936,000 | 28,108,000 | 27,840,000 | 27,269,000 |
| Risk-weighted assets | 139,056,000 | 136,595,000 | 135,348,000 | 130,541,000 |