Call reports 2015
MWABANK — 2015
What MWABANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 258,306,000 | 273,960,000 | 261,813,000 | 267,381,000 |
| Total loans | 209,795,000 | 212,300,000 | 220,100,000 | 221,337,000 |
| Allowance for loan losses | 1,944,000 | 1,803,000 | 1,754,000 | 1,777,000 |
| Securities available for sale | 28,103,000 | 26,720,000 | 25,719,000 | 24,227,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,703,000 | 223,052,000 | 195,290,000 | 215,956,000 |
| Interest-bearing deposits | 197,262,000 | 216,756,000 | 188,947,000 | 211,484,000 |
| Noninterest-bearing deposits | 7,441,000 | 6,296,000 | 6,343,000 | 4,472,000 |
| Equity capital | 30,887,000 | 30,727,000 | 30,875,000 | 31,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,246,000 | 4,485,000 | 6,739,000 | 9,129,000 |
| Interest expense | 368,000 | 749,000 | 1,154,000 | 1,548,000 |
| Net interest income | 1,878,000 | 3,736,000 | 5,585,000 | 7,581,000 |
| Noninterest income | 282,000 | 538,000 | 794,000 | 929,000 |
| Noninterest expense | 2,033,000 | 4,050,000 | 6,048,000 | 8,048,000 |
| Provision for loan losses | 0 | 44,000 | 129,000 | 152,000 |
| Pretax income | 127,000 | 180,000 | 202,000 | 310,000 |
| Income tax | 50,000 | 74,000 | 85,000 | -170,000 |
| Net income | 77,000 | 106,000 | 117,000 | 480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,054,000 | 25,995,000 | 26,099,000 | 26,113,000 |
| Total capital | 27,791,000 | 27,709,000 | 27,853,000 | 27,890,000 |
| Risk-weighted assets | 135,873,000 | 134,126,000 | 138,541,000 | 139,890,000 |