Call reports 2026
JAMES POLK STONE COMMUNITY BANK — 2026
What JAMES POLK STONE COMMUNITY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 443,218,000 | 443,786,000 |
| Total loans | 198,769,000 | 209,940,000 |
| Allowance for loan losses | 4,858,000 | 4,902,000 |
| Securities available for sale | 142,296,000 | 135,746,000 |
| Securities held to maturity | 8,119,000 | 7,714,000 |
| Trading assets | 0 | 0 |
| Total deposits | 377,952,000 | 379,330,000 |
| Interest-bearing deposits | 201,895,000 | 204,295,000 |
| Noninterest-bearing deposits | 176,057,000 | 175,035,000 |
| Equity capital | 34,658,000 | 35,955,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,962,000 | 12,194,000 |
| Interest expense | 1,050,000 | 2,080,000 |
| Net interest income | 4,912,000 | 10,114,000 |
| Noninterest income | 1,294,000 | 2,474,000 |
| Noninterest expense | 3,340,000 | 7,177,000 |
| Provision for loan losses | 150,000 | 300,000 |
| Pretax income | 2,220,000 | 4,616,000 |
| Income tax | 0 | 0 |
| Net income | 2,220,000 | 4,616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 43,946,000 | 44,534,000 |