Call reports 2024
JAMES POLK STONE COMMUNITY BANK — 2024
What JAMES POLK STONE COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 382,612,000 | 381,193,000 | 391,804,000 | 401,885,000 |
| Total loans | 162,257,000 | 165,566,000 | 170,726,000 | 183,667,000 |
| Allowance for loan losses | 4,083,000 | 4,151,000 | 4,203,000 | 4,285,000 |
| Securities available for sale | 117,280,000 | 120,500,000 | 123,369,000 | 117,862,000 |
| Securities held to maturity | 8,530,000 | 8,474,000 | 8,420,000 | 8,365,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 333,516,000 | 330,846,000 | 334,602,000 | 348,659,000 |
| Interest-bearing deposits | 172,073,000 | 168,971,000 | 173,711,000 | 181,515,000 |
| Noninterest-bearing deposits | 161,443,000 | 161,875,000 | 160,891,000 | 167,144,000 |
| Equity capital | 20,015,000 | 20,525,000 | 25,029,000 | 23,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,719,000 | 9,653,000 | 14,824,000 | 20,142,000 |
| Interest expense | 1,352,000 | 2,719,000 | 4,113,000 | 5,437,000 |
| Net interest income | 3,367,000 | 6,934,000 | 10,711,000 | 14,705,000 |
| Noninterest income | 1,100,000 | 2,085,000 | 3,303,000 | 4,800,000 |
| Noninterest expense | 3,156,000 | 6,131,000 | 9,557,000 | 12,932,000 |
| Provision for loan losses | 60,000 | 135,000 | 225,000 | 395,000 |
| Pretax income | 1,251,000 | 2,753,000 | 4,232,000 | 5,539,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,251,000 | 2,753,000 | 4,232,000 | 5,539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,931,000 | 35,209,000 | 36,093,000 | 37,400,000 |