Call reports 2023
JAMES POLK STONE COMMUNITY BANK — 2023
What JAMES POLK STONE COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 333,370,000 | 335,785,000 | 332,384,000 | 388,678,000 |
| Total loans | 154,146,000 | 156,867,000 | 162,671,000 | 162,615,000 |
| Allowance for loan losses | 4,046,000 | 4,035,000 | 4,035,000 | 4,020,000 |
| Securities available for sale | 119,672,000 | 117,127,000 | 111,101,000 | 116,395,000 |
| Securities held to maturity | 8,709,000 | 8,659,000 | 8,609,000 | 8,564,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 295,294,000 | 297,620,000 | 297,705,000 | 341,827,000 |
| Interest-bearing deposits | 139,996,000 | 141,111,000 | 144,107,000 | 167,816,000 |
| Noninterest-bearing deposits | 155,298,000 | 156,509,000 | 153,598,000 | 174,011,000 |
| Equity capital | 16,359,000 | 16,085,000 | 12,363,000 | 20,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,471,000 | 7,226,000 | 11,254,000 | 15,605,000 |
| Interest expense | 513,000 | 1,294,000 | 2,205,000 | 3,366,000 |
| Net interest income | 2,958,000 | 5,932,000 | 9,049,000 | 12,239,000 |
| Noninterest income | 1,006,000 | 2,195,000 | 3,381,000 | 4,542,000 |
| Noninterest expense | 3,078,000 | 5,826,000 | 8,934,000 | 11,851,000 |
| Provision for loan losses | 62,000 | 122,000 | 217,000 | 582,000 |
| Pretax income | 824,000 | 2,179,000 | 3,279,000 | 4,348,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 824,000 | 2,179,000 | 3,279,000 | 4,348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,052,000 | 32,720,000 | 33,389,000 | 34,459,000 |