Call reports 2022
JAMES POLK STONE COMMUNITY BANK — 2022
What JAMES POLK STONE COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 325,689,000 | 323,252,000 | 318,318,000 | 326,263,000 |
| Total loans | 131,427,000 | 141,276,000 | 144,636,000 | 147,119,000 |
| Allowance for loan losses | 3,351,000 | 3,569,000 | 3,777,000 | 4,002,000 |
| Securities available for sale | 128,993,000 | 136,015,000 | 124,245,000 | 129,264,000 |
| Securities held to maturity | 1,655,000 | 6,701,000 | 6,695,000 | 8,746,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,963,000 | 289,737,000 | 290,257,000 | 293,643,000 |
| Interest-bearing deposits | 118,829,000 | 116,801,000 | 112,249,000 | 121,603,000 |
| Noninterest-bearing deposits | 170,134,000 | 172,936,000 | 178,008,000 | 172,040,000 |
| Equity capital | 19,482,000 | 14,123,000 | 8,341,000 | 13,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,832,000 | 5,830,000 | 9,163,000 | 12,593,000 |
| Interest expense | 4,000 | 8,000 | 83,000 | 323,000 |
| Net interest income | 2,828,000 | 5,822,000 | 9,080,000 | 12,270,000 |
| Noninterest income | 1,012,000 | 2,112,000 | 3,229,000 | 4,286,000 |
| Noninterest expense | 2,607,000 | 5,464,000 | 8,418,000 | 11,429,000 |
| Provision for loan losses | 96,000 | 246,000 | 442,000 | 739,000 |
| Pretax income | 1,137,000 | 2,224,000 | 3,449,000 | 4,388,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,137,000 | 2,224,000 | 3,449,000 | 4,388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,600,000 | 29,822,000 | 30,399,000 | 31,338,000 |