Call reports 2021
JAMES POLK STONE COMMUNITY BANK — 2021
What JAMES POLK STONE COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 293,581,000 | 301,744,000 | 315,062,000 | 322,801,000 |
| Total loans | 132,728,000 | 132,777,000 | 131,377,000 | 134,173,000 |
| Allowance for loan losses | 3,291,000 | 2,877,000 | 3,047,000 | 3,221,000 |
| Securities available for sale | 114,068,000 | 113,460,000 | 119,830,000 | 127,469,000 |
| Securities held to maturity | 1,928,000 | 1,930,000 | 1,648,000 | 1,651,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,114,000 | 265,085,000 | 276,382,000 | 278,528,000 |
| Interest-bearing deposits | 109,810,000 | 109,346,000 | 108,936,000 | 115,066,000 |
| Noninterest-bearing deposits | 147,304,000 | 155,739,000 | 167,446,000 | 163,462,000 |
| Equity capital | 27,350,000 | 27,182,000 | 27,963,000 | 28,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,877,000 | 5,586,000 | 8,546,000 | 11,547,000 |
| Interest expense | 6,000 | 11,000 | 16,000 | 20,000 |
| Net interest income | 2,871,000 | 5,575,000 | 8,530,000 | 11,527,000 |
| Noninterest income | 878,000 | 1,900,000 | 3,020,000 | 4,115,000 |
| Noninterest expense | 2,524,000 | 5,107,000 | 7,708,000 | 10,647,000 |
| Provision for loan losses | 110,000 | 220,000 | 430,000 | 710,000 |
| Pretax income | 1,115,000 | 2,148,000 | 3,412,000 | 4,285,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,115,000 | 2,148,000 | 3,412,000 | 4,285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,109,000 | 26,612,000 | 27,590,000 | 28,463,000 |