Call reports 2020
JAMES POLK STONE COMMUNITY BANK — 2020
What JAMES POLK STONE COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 235,848,000 | 270,232,000 | 278,616,000 | 289,388,000 |
| Total loans | 125,212,000 | 132,679,000 | 133,223,000 | 131,062,000 |
| Allowance for loan losses | 2,771,000 | 2,909,000 | 3,045,000 | 3,152,000 |
| Securities available for sale | 51,039,000 | 65,491,000 | 78,391,000 | 99,796,000 |
| Securities held to maturity | 11,943,000 | 3,693,000 | 1,923,000 | 1,926,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,628,000 | 231,927,000 | 237,926,000 | 248,314,000 |
| Interest-bearing deposits | 86,575,000 | 95,560,000 | 102,399,000 | 110,786,000 |
| Noninterest-bearing deposits | 115,053,000 | 136,367,000 | 135,527,000 | 137,528,000 |
| Equity capital | 25,838,000 | 27,995,000 | 28,171,000 | 29,613,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,793,000 | 5,560,000 | 8,250,000 | 11,032,000 |
| Interest expense | 48,000 | 60,000 | 66,000 | 72,000 |
| Net interest income | 2,745,000 | 5,500,000 | 8,184,000 | 10,960,000 |
| Noninterest income | 863,000 | 1,731,000 | 2,652,000 | 3,521,000 |
| Noninterest expense | 2,207,000 | 4,412,000 | 7,006,000 | 9,433,000 |
| Provision for loan losses | 170,000 | 350,000 | 530,000 | 710,000 |
| Pretax income | 1,231,000 | 2,469,000 | 3,300,000 | 4,338,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,231,000 | 2,469,000 | 3,300,000 | 4,338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,159,000 | 26,417,000 | 26,453,000 | 27,491,000 |