Call reports 2019
JAMES POLK STONE COMMUNITY BANK — 2019
What JAMES POLK STONE COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 226,898,000 | 228,580,000 | 233,744,000 | 229,799,000 |
| Total loans | 110,896,000 | 111,805,000 | 113,370,000 | 118,640,000 |
| Allowance for loan losses | 2,287,000 | 2,475,000 | 2,574,000 | 2,667,000 |
| Securities available for sale | 0 | 0 | 16,471,000 | 28,754,000 |
| Securities held to maturity | 69,535,000 | 69,508,000 | 56,740,000 | 36,105,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,641,000 | 189,477,000 | 193,873,000 | 189,554,000 |
| Interest-bearing deposits | 82,828,000 | 80,808,000 | 81,258,000 | 82,642,000 |
| Noninterest-bearing deposits | 104,813,000 | 108,669,000 | 112,615,000 | 106,912,000 |
| Equity capital | 25,486,000 | 25,533,000 | 25,604,000 | 26,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,565,000 | 5,253,000 | 7,967,000 | 10,710,000 |
| Interest expense | 120,000 | 263,000 | 379,000 | 443,000 |
| Net interest income | 2,445,000 | 4,990,000 | 7,588,000 | 10,267,000 |
| Noninterest income | 782,000 | 1,615,000 | 2,436,000 | 3,291,000 |
| Noninterest expense | 2,215,000 | 4,571,000 | 6,823,000 | 9,325,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 862,000 | 1,734,000 | 2,751,000 | 3,633,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 862,000 | 1,734,000 | 2,751,000 | 3,633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,486,000 | 25,533,000 | 25,696,000 | 26,578,000 |
| Total capital | 26,955,000 | 27,032,000 | 27,397,000 | 28,139,000 |
| Risk-weighted assets | 116,684,000 | 118,989,000 | 135,182,000 | 123,853,000 |