Call reports 2018
JAMES POLK STONE COMMUNITY BANK — 2018
What JAMES POLK STONE COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 225,909,000 | 221,717,000 | 214,741,000 | 220,287,000 |
| Total loans | 107,023,000 | 106,444,000 | 105,830,000 | 110,790,000 |
| Allowance for loan losses | 2,105,000 | 2,060,000 | 2,165,000 | 2,201,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 71,858,000 | 71,327,000 | 69,589,000 | 69,561,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,957,000 | 184,820,000 | 176,915,000 | 181,440,000 |
| Interest-bearing deposits | 91,062,000 | 83,223,000 | 79,473,000 | 82,267,000 |
| Noninterest-bearing deposits | 97,895,000 | 101,597,000 | 97,442,000 | 99,173,000 |
| Equity capital | 24,851,000 | 24,842,000 | 25,060,000 | 25,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,415,000 | 4,948,000 | 7,448,000 | 10,090,000 |
| Interest expense | 46,000 | 122,000 | 192,000 | 288,000 |
| Net interest income | 2,369,000 | 4,826,000 | 7,256,000 | 9,802,000 |
| Noninterest income | 581,000 | 1,147,000 | 1,764,000 | 2,529,000 |
| Noninterest expense | 1,998,000 | 4,169,000 | 6,327,000 | 8,579,000 |
| Provision for loan losses | 90,000 | 205,000 | 325,000 | 445,000 |
| Pretax income | 862,000 | 1,599,000 | 2,368,000 | 3,307,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 862,000 | 1,599,000 | 2,368,000 | 3,307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,851,000 | 24,842,000 | 25,060,000 | 25,362,000 |
| Total capital | 26,421,000 | 26,401,000 | 26,598,000 | 26,934,000 |
| Risk-weighted assets | 125,106,000 | 124,215,000 | 122,420,000 | 125,149,000 |