Call reports 2017
JAMES POLK STONE COMMUNITY BANK — 2017
What JAMES POLK STONE COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 218,938,000 | 221,163,000 | 211,898,000 | 233,732,000 |
| Total loans | 103,100,000 | 104,612,000 | 105,121,000 | 106,097,000 |
| Allowance for loan losses | 2,096,000 | 2,075,000 | 2,071,000 | 2,082,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 65,449,000 | 71,507,000 | 70,639,000 | 70,892,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,728,000 | 185,960,000 | 176,392,000 | 197,832,000 |
| Interest-bearing deposits | 86,320,000 | 87,519,000 | 83,296,000 | 101,788,000 |
| Noninterest-bearing deposits | 97,408,000 | 98,441,000 | 93,096,000 | 96,044,000 |
| Equity capital | 23,655,000 | 23,636,000 | 23,961,000 | 24,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,419,000 | 4,811,000 | 7,262,000 | 9,741,000 |
| Interest expense | 22,000 | 47,000 | 74,000 | 104,000 |
| Net interest income | 2,397,000 | 4,764,000 | 7,188,000 | 9,637,000 |
| Noninterest income | 611,000 | 1,213,000 | 1,846,000 | 2,354,000 |
| Noninterest expense | 1,996,000 | 4,165,000 | 6,326,000 | 8,383,000 |
| Provision for loan losses | 45,000 | 90,000 | 155,000 | 230,000 |
| Pretax income | 967,000 | 1,722,000 | 2,553,000 | 3,378,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 967,000 | 1,722,000 | 2,553,000 | 3,378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,655,000 | 23,636,000 | 23,961,000 | 24,786,000 |
| Total capital | 25,145,000 | 25,154,000 | 25,478,000 | 26,367,000 |
| Risk-weighted assets | 118,578,000 | 120,865,000 | 120,794,000 | 125,998,000 |