Call reports 2016
JAMES POLK STONE COMMUNITY BANK — 2016
What JAMES POLK STONE COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 214,367,000 | 211,169,000 | 209,226,000 | 229,087,000 |
| Total loans | 106,311,000 | 107,581,000 | 105,589,000 | 103,287,000 |
| Allowance for loan losses | 2,220,000 | 2,277,000 | 1,939,000 | 2,000,000 |
| Securities available for sale | 1,756,000 | 1,745,000 | 0 | 0 |
| Securities held to maturity | 64,424,000 | 65,125,000 | 52,540,000 | 61,511,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,335,000 | 182,002,000 | 175,113,000 | 194,151,000 |
| Interest-bearing deposits | 89,026,000 | 91,078,000 | 87,429,000 | 96,872,000 |
| Noninterest-bearing deposits | 95,309,000 | 90,924,000 | 87,684,000 | 97,279,000 |
| Equity capital | 22,100,000 | 22,082,000 | 22,099,000 | 23,024,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,388,000 | 4,820,000 | 7,180,000 | 9,597,000 |
| Interest expense | 23,000 | 43,000 | 68,000 | 89,000 |
| Net interest income | 2,365,000 | 4,777,000 | 7,112,000 | 9,508,000 |
| Noninterest income | 547,000 | 1,079,000 | 1,657,000 | 2,432,000 |
| Noninterest expense | 1,999,000 | 4,183,000 | 6,259,000 | 8,414,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 823,000 | 1,493,000 | 2,240,000 | 3,166,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 823,000 | 1,493,000 | 2,240,000 | 3,166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,100,000 | 22,082,000 | 22,099,000 | 23,024,000 |
| Total capital | 23,607,000 | 23,606,000 | 23,597,000 | 24,533,000 |
| Risk-weighted assets | 119,822,000 | 121,188,000 | 119,434,000 | 120,194,000 |