Call reports 2015
JAMES POLK STONE COMMUNITY BANK — 2015
What JAMES POLK STONE COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 202,611,000 | 206,311,000 | 201,513,000 | 228,850,000 |
| Total loans | 102,779,000 | 103,060,000 | 104,334,000 | 106,728,000 |
| Allowance for loan losses | 2,013,000 | 2,041,000 | 2,085,000 | 2,097,000 |
| Securities available for sale | 5,312,000 | 5,185,000 | 3,247,000 | 2,317,000 |
| Securities held to maturity | 51,271,000 | 63,144,000 | 63,976,000 | 65,192,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,838,000 | 175,709,000 | 171,681,000 | 198,870,000 |
| Interest-bearing deposits | 85,831,000 | 84,360,000 | 82,526,000 | 95,401,000 |
| Noninterest-bearing deposits | 91,007,000 | 91,349,000 | 89,155,000 | 103,469,000 |
| Equity capital | 20,465,000 | 20,478,000 | 20,758,000 | 21,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,249,000 | 4,544,000 | 6,921,000 | 9,303,000 |
| Interest expense | 26,000 | 50,000 | 75,000 | 98,000 |
| Net interest income | 2,223,000 | 4,494,000 | 6,846,000 | 9,205,000 |
| Noninterest income | 527,000 | 1,054,000 | 1,688,000 | 2,152,000 |
| Noninterest expense | 1,939,000 | 3,957,000 | 6,163,000 | 8,382,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 766,000 | 1,501,000 | 2,236,000 | 2,795,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 766,000 | 1,501,000 | 2,236,000 | 2,795,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,440,000 | 20,462,000 | 20,747,000 | 21,311,000 |
| Total capital | 21,906,000 | 21,934,000 | 22,223,000 | 22,819,000 |
| Risk-weighted assets | 117,338,000 | 117,202,000 | 117,488,000 | 120,070,000 |