Call reports 2014
JAMES POLK STONE COMMUNITY BANK — 2014
What JAMES POLK STONE COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 218,227,000 | 194,665,000 | 200,794,000 | 210,808,000 |
| Total loans | 101,039,000 | 102,355,000 | 102,426,000 | 101,695,000 |
| Allowance for loan losses | 1,971,000 | 2,038,000 | 2,070,000 | 2,014,000 |
| Securities available for sale | 9,110,000 | 9,074,000 | 6,218,000 | 5,785,000 |
| Securities held to maturity | 40,973,000 | 43,461,000 | 53,631,000 | 59,286,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,101,000 | 171,086,000 | 176,209,000 | 186,957,000 |
| Interest-bearing deposits | 92,137,000 | 93,383,000 | 91,309,000 | 100,657,000 |
| Noninterest-bearing deposits | 100,964,000 | 77,703,000 | 84,900,000 | 86,300,000 |
| Equity capital | 18,836,000 | 19,089,000 | 19,461,000 | 20,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,053,000 | 4,223,000 | 6,433,000 | 8,854,000 |
| Interest expense | 32,000 | 66,000 | 95,000 | 123,000 |
| Net interest income | 2,021,000 | 4,157,000 | 6,338,000 | 8,731,000 |
| Noninterest income | 520,000 | 1,150,000 | 1,721,000 | 2,301,000 |
| Noninterest expense | 1,907,000 | 3,804,000 | 5,853,000 | 8,140,000 |
| Provision for loan losses | 25,000 | 50,000 | 80,000 | 110,000 |
| Pretax income | 609,000 | 1,453,000 | 2,126,000 | 2,782,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 609,000 | 1,453,000 | 2,126,000 | 2,782,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,776,000 | 19,033,000 | 19,418,000 | 20,074,000 |
| Total capital | 20,249,000 | 20,457,000 | 20,866,000 | 21,542,000 |
| Risk-weighted assets | 117,791,000 | 113,302,000 | 115,379,000 | 116,908,000 |