Call reports 2013
JAMES POLK STONE COMMUNITY BANK — 2013
What JAMES POLK STONE COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 188,930,000 | 191,391,000 | 181,251,000 | 200,453,000 |
| Total loans | 100,343,000 | 98,403,000 | 98,309,000 | 99,906,000 |
| Allowance for loan losses | 2,033,000 | 2,051,000 | 2,009,000 | 1,932,000 |
| Securities available for sale | 10,715,000 | 10,484,000 | 9,171,000 | 9,145,000 |
| Securities held to maturity | 28,223,000 | 27,663,000 | 24,472,000 | 25,436,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,650,000 | 168,596,000 | 159,496,000 | 176,164,000 |
| Interest-bearing deposits | 91,555,000 | 91,188,000 | 90,951,000 | 105,610,000 |
| Noninterest-bearing deposits | 73,095,000 | 77,408,000 | 68,545,000 | 70,554,000 |
| Equity capital | 17,456,000 | 17,693,000 | 17,922,000 | 18,345,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,118,000 | 4,297,000 | 6,438,000 | 8,560,000 |
| Interest expense | 45,000 | 88,000 | 123,000 | 158,000 |
| Net interest income | 2,073,000 | 4,209,000 | 6,315,000 | 8,402,000 |
| Noninterest income | 514,000 | 1,021,000 | 1,550,000 | 2,046,000 |
| Noninterest expense | 2,035,000 | 3,839,000 | 6,071,000 | 8,111,000 |
| Provision for loan losses | 0 | 0 | 7,000 | 132,000 |
| Pretax income | 552,000 | 1,391,000 | 1,787,000 | 2,205,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 552,000 | 1,391,000 | 1,787,000 | 2,205,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,367,000 | 17,653,000 | 17,863,000 | 18,281,000 |
| Total capital | 18,771,000 | 19,047,000 | 19,231,000 | 19,707,000 |
| Risk-weighted assets | 111,665,000 | 110,853,000 | 108,858,000 | 113,539,000 |