Call reports 2012
JAMES POLK STONE COMMUNITY BANK — 2012
What JAMES POLK STONE COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 181,163,000 | 182,943,000 | 179,823,000 | 196,329,000 |
| Total loans | 96,034,000 | 97,699,000 | 97,968,000 | 99,727,000 |
| Allowance for loan losses | 1,862,000 | 1,967,000 | 2,009,000 | 2,024,000 |
| Securities available for sale | 8,182,000 | 8,691,000 | 10,356,000 | 10,745,000 |
| Securities held to maturity | 23,783,000 | 17,881,000 | 16,771,000 | 23,819,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,886,000 | 159,990,000 | 155,753,000 | 173,122,000 |
| Interest-bearing deposits | 89,334,000 | 88,005,000 | 86,200,000 | 101,338,000 |
| Noninterest-bearing deposits | 69,552,000 | 71,985,000 | 69,553,000 | 71,784,000 |
| Equity capital | 16,229,000 | 16,379,000 | 16,498,000 | 16,909,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,137,000 | 4,286,000 | 6,421,000 | 8,601,000 |
| Interest expense | 61,000 | 120,000 | 171,000 | 217,000 |
| Net interest income | 2,076,000 | 4,166,000 | 6,250,000 | 8,384,000 |
| Noninterest income | 407,000 | 876,000 | 1,339,000 | 1,764,000 |
| Noninterest expense | 2,263,000 | 4,292,000 | 6,487,000 | 8,586,000 |
| Provision for loan losses | 104,000 | 209,000 | 314,000 | 349,000 |
| Pretax income | 116,000 | 541,000 | 788,000 | 1,213,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 116,000 | 541,000 | 788,000 | 1,213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,160,000 | 16,303,000 | 16,401,000 | 16,826,000 |
| Total capital | 17,498,000 | 17,673,000 | 17,760,000 | 18,245,000 |
| Risk-weighted assets | 106,511,000 | 109,033,000 | 108,110,000 | 112,946,000 |