Call reports 2011
JAMES POLK STONE COMMUNITY BANK — 2011
What JAMES POLK STONE COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 168,629,000 | 172,322,000 | 173,360,000 | 182,157,000 |
| Total loans | 101,280,000 | 101,070,000 | 98,454,000 | 97,175,000 |
| Allowance for loan losses | 1,651,000 | 1,723,000 | 1,756,000 | 1,757,000 |
| Securities available for sale | 5,760,000 | 6,387,000 | 4,094,000 | 6,427,000 |
| Securities held to maturity | 24,728,000 | 23,960,000 | 25,146,000 | 26,313,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,225,000 | 150,981,000 | 149,015,000 | 160,667,000 |
| Interest-bearing deposits | 87,836,000 | 89,480,000 | 85,278,000 | 99,487,000 |
| Noninterest-bearing deposits | 58,389,000 | 61,501,000 | 63,737,000 | 61,180,000 |
| Equity capital | 15,437,000 | 15,570,000 | 15,844,000 | 16,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,222,000 | 4,449,000 | 6,675,000 | 8,860,000 |
| Interest expense | 100,000 | 197,000 | 282,000 | 358,000 |
| Net interest income | 2,122,000 | 4,252,000 | 6,393,000 | 8,502,000 |
| Noninterest income | 495,000 | 1,031,000 | 1,511,000 | 1,941,000 |
| Noninterest expense | 1,975,000 | 3,916,000 | 5,960,000 | 8,011,000 |
| Provision for loan losses | 103,000 | 206,000 | 309,000 | 535,000 |
| Pretax income | 539,000 | 1,161,000 | 1,638,000 | 1,897,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 539,000 | 1,161,000 | 1,638,000 | 1,897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,388,000 | 15,533,000 | 15,798,000 | 16,058,000 |
| Total capital | 16,734,000 | 16,883,000 | 17,128,000 | 17,406,000 |
| Risk-weighted assets | 107,382,000 | 107,612,000 | 105,964,000 | 107,445,000 |