Call reports 2010
JAMES POLK STONE COMMUNITY BANK — 2010
What JAMES POLK STONE COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 150,451,000 | 157,718,000 | 156,950,000 | 171,393,000 |
| Total loans | 94,358,000 | 93,597,000 | 97,876,000 | 99,720,000 |
| Allowance for loan losses | 1,408,000 | 1,454,000 | 1,547,000 | 1,567,000 |
| Securities available for sale | 10,521,000 | 8,767,000 | 8,388,000 | 5,647,000 |
| Securities held to maturity | 19,806,000 | 17,910,000 | 18,647,000 | 26,115,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,173,000 | 136,221,000 | 136,056,000 | 148,764,000 |
| Interest-bearing deposits | 85,227,000 | 84,751,000 | 83,685,000 | 94,583,000 |
| Noninterest-bearing deposits | 44,946,000 | 51,471,000 | 52,371,000 | 54,181,000 |
| Equity capital | 14,180,000 | 14,203,000 | 14,551,000 | 15,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,146,000 | 4,328,000 | 6,491,000 | 8,693,000 |
| Interest expense | 154,000 | 297,000 | 424,000 | 531,000 |
| Net interest income | 1,992,000 | 4,031,000 | 6,067,000 | 8,162,000 |
| Noninterest income | 496,000 | 961,000 | 1,447,000 | 2,020,000 |
| Noninterest expense | 1,870,000 | 3,758,000 | 5,644,000 | 7,543,000 |
| Provision for loan losses | 102,000 | 204,000 | 306,000 | 408,000 |
| Pretax income | 501,000 | 1,015,000 | 1,549,000 | 2,216,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 501,000 | 1,015,000 | 1,549,000 | 2,216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,044,000 | 14,062,000 | 14,417,000 | 15,085,000 |
| Total capital | 15,288,000 | 15,313,000 | 15,706,000 | 16,426,000 |
| Risk-weighted assets | 99,324,000 | 99,876,000 | 102,861,000 | 107,033,000 |