Call reports 2012
VALLEY REPUBLIC BANK — 2012
What VALLEY REPUBLIC BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 263,106,000 | 298,751,000 | 334,199,000 | 352,896,000 |
| Total loans | 98,598,000 | 118,050,000 | 123,591,000 | 136,753,000 |
| Allowance for loan losses | 1,885,000 | 2,095,000 | 2,295,000 | 2,355,000 |
| Securities available for sale | 124,361,000 | 106,422,000 | 136,608,000 | 151,609,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,660,000 | 261,436,000 | 295,779,000 | 314,110,000 |
| Interest-bearing deposits | 161,568,000 | 173,702,000 | 196,594,000 | 200,175,000 |
| Noninterest-bearing deposits | 65,091,000 | 87,734,000 | 99,185,000 | 113,935,000 |
| Equity capital | 35,786,000 | 36,519,000 | 37,565,000 | 37,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,004,000 | 4,067,000 | 6,305,000 | 8,607,000 |
| Interest expense | 161,000 | 328,000 | 511,000 | 710,000 |
| Net interest income | 1,843,000 | 3,739,000 | 5,794,000 | 7,897,000 |
| Noninterest income | 54,000 | 97,000 | 164,000 | 256,000 |
| Noninterest expense | 1,395,000 | 2,813,000 | 4,285,000 | 5,961,000 |
| Provision for loan losses | 200,000 | 410,000 | 610,000 | 670,000 |
| Pretax income | 302,000 | 794,000 | 1,305,000 | 1,838,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 302,000 | 794,000 | 1,305,000 | 1,838,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,941,000 | 35,562,000 | 36,204,000 | 36,833,000 |
| Total capital | 36,431,000 | 37,300,000 | 38,138,000 | 38,961,000 |
| Risk-weighted assets | 119,296,000 | 138,411,000 | 153,556,000 | 169,224,000 |