Call reports 2026
ADIRONDACK TRUST COMPANY, THE — 2026
What ADIRONDACK TRUST COMPANY, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,763,293,000 | 1,701,861,000 |
| Total loans | 1,008,242,000 | 1,023,597,000 |
| Allowance for loan losses | 19,969,000 | 19,967,000 |
| Securities available for sale | 301,228,000 | 307,656,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 1,535,038,000 | 1,473,192,000 |
| Interest-bearing deposits | 1,135,426,000 | 1,063,309,000 |
| Noninterest-bearing deposits | 399,612,000 | 409,883,000 |
| Equity capital | 193,839,000 | 196,414,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 16,459,000 | 34,237,000 |
| Interest expense | 4,848,000 | 9,637,000 |
| Net interest income | 11,611,000 | 24,600,000 |
| Noninterest income | 8,507,000 | 16,212,000 |
| Noninterest expense | 15,762,000 | 30,043,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 4,356,000 | 10,769,000 |
| Income tax | 966,000 | 2,493,000 |
| Net income | 3,390,000 | 8,276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 173,838,000 | 178,573,000 |
| Total capital | 186,970,000 | 191,806,000 |
| Risk-weighted assets | 1,043,025,000 | 1,051,234,000 |