Call reports 2019
1ST BANK & TRUST — 2019
What 1ST BANK & TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 159,105,000 | 159,300,000 | 156,919,000 | 159,094,000 |
| Total loans | 90,669,000 | 92,566,000 | 93,954,000 | 95,124,000 |
| Allowance for loan losses | 1,154,000 | 1,150,000 | 1,150,000 | 1,100,000 |
| Securities available for sale | 28,318,000 | 28,212,000 | 26,266,000 | 33,959,000 |
| Securities held to maturity | 12,658,000 | 11,346,000 | 10,836,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,583,000 | 140,876,000 | 137,947,000 | 141,822,000 |
| Interest-bearing deposits | 94,452,000 | 93,637,000 | 88,968,000 | 89,810,000 |
| Noninterest-bearing deposits | 47,131,000 | 47,239,000 | 48,979,000 | 52,011,000 |
| Equity capital | 17,132,000 | 18,073,000 | 18,623,000 | 16,992,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,868,000 | 3,832,000 | 5,813,000 | 7,782,000 |
| Interest expense | 215,000 | 438,000 | 648,000 | 844,000 |
| Net interest income | 1,653,000 | 3,394,000 | 5,165,000 | 6,938,000 |
| Noninterest income | 368,000 | 745,000 | 1,289,000 | 1,692,000 |
| Noninterest expense | 892,000 | 1,806,000 | 2,847,000 | 4,363,000 |
| Provision for loan losses | 26,000 | 46,000 | 64,000 | 79,000 |
| Pretax income | 1,104,000 | 2,293,000 | 3,552,000 | 4,214,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,104,000 | 2,293,000 | 3,552,000 | 4,214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,219,000 | 17,759,000 | 18,268,000 | 16,625,000 |
| Total capital | 18,257,000 | 18,821,000 | 19,325,000 | 17,714,000 |
| Risk-weighted assets | 82,985,000 | 84,742,000 | 84,458,000 | 87,170,000 |