Call reports 2018
1ST BANK & TRUST — 2018
What 1ST BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 152,209,000 | 154,512,000 | 152,898,000 | 152,040,000 |
| Total loans | 89,531,000 | 88,597,000 | 91,661,000 | 93,414,000 |
| Allowance for loan losses | 1,124,000 | 1,143,000 | 1,160,000 | 1,141,000 |
| Securities available for sale | 25,964,000 | 28,655,000 | 28,923,000 | 28,385,000 |
| Securities held to maturity | 15,460,000 | 16,211,000 | 14,003,000 | 14,349,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,166,000 | 139,033,000 | 136,935,000 | 135,367,000 |
| Interest-bearing deposits | 88,119,000 | 87,477,000 | 87,914,000 | 89,333,000 |
| Noninterest-bearing deposits | 49,047,000 | 51,556,000 | 49,021,000 | 46,033,000 |
| Equity capital | 14,740,000 | 15,141,000 | 15,597,000 | 16,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,598,000 | 3,269,000 | 5,040,000 | 6,894,000 |
| Interest expense | 112,000 | 242,000 | 417,000 | 614,000 |
| Net interest income | 1,486,000 | 3,027,000 | 4,623,000 | 6,280,000 |
| Noninterest income | 315,000 | 654,000 | 1,038,000 | 1,374,000 |
| Noninterest expense | 842,000 | 1,711,000 | 2,610,000 | 3,661,000 |
| Provision for loan losses | 30,000 | 60,000 | 91,000 | 94,000 |
| Pretax income | 942,000 | 1,923,000 | 2,973,000 | 3,912,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 942,000 | 1,923,000 | 2,973,000 | 3,912,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,095,000 | 15,601,000 | 16,176,000 | 16,615,000 |
| Total capital | 16,108,000 | 16,601,000 | 17,200,000 | 17,666,000 |
| Risk-weighted assets | 80,997,000 | 79,885,000 | 81,825,000 | 83,852,000 |