Call reports 2017
1ST BANK & TRUST — 2017
What 1ST BANK & TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 139,570,000 | 141,904,000 | 144,606,000 | 147,652,000 |
| Total loans | 85,797,000 | 88,338,000 | 89,405,000 | 89,848,000 |
| Allowance for loan losses | 958,000 | 1,022,000 | 1,077,000 | 1,099,000 |
| Securities available for sale | 18,797,000 | 20,785,000 | 21,019,000 | 22,279,000 |
| Securities held to maturity | 14,940,000 | 14,666,000 | 15,671,000 | 15,963,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,974,000 | 127,761,000 | 129,967,000 | 132,857,000 |
| Interest-bearing deposits | 84,262,000 | 84,586,000 | 86,085,000 | 86,582,000 |
| Noninterest-bearing deposits | 41,713,000 | 43,175,000 | 43,882,000 | 46,276,000 |
| Equity capital | 13,275,000 | 13,795,000 | 14,271,000 | 14,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,399,000 | 2,868,000 | 4,404,000 | 5,981,000 |
| Interest expense | 57,000 | 126,000 | 219,000 | 322,000 |
| Net interest income | 1,342,000 | 2,742,000 | 4,185,000 | 5,659,000 |
| Noninterest income | 316,000 | 643,000 | 977,000 | 1,315,000 |
| Noninterest expense | 805,000 | 1,582,000 | 2,405,000 | 3,353,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 210,000 |
| Pretax income | 793,000 | 1,683,000 | 2,602,000 | 3,436,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 793,000 | 1,683,000 | 2,602,000 | 3,436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,185,000 | 13,675,000 | 14,194,000 | 14,603,000 |
| Total capital | 14,143,000 | 14,697,000 | 15,271,000 | 15,702,000 |
| Risk-weighted assets | 86,381,000 | 87,894,000 | 88,759,000 | 89,618,000 |