Call reports 2016
1ST BANK & TRUST — 2016
What 1ST BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 138,296,000 | 136,544,000 | 135,647,000 | 134,722,000 |
| Total loans | 80,947,000 | 81,316,000 | 82,631,000 | 84,730,000 |
| Allowance for loan losses | 1,042,000 | 1,023,000 | 921,000 | 933,000 |
| Securities available for sale | 16,402,000 | 19,523,000 | 18,841,000 | 19,068,000 |
| Securities held to maturity | 18,862,000 | 19,535,000 | 18,341,000 | 16,942,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,913,000 | 123,788,000 | 122,451,000 | 121,646,000 |
| Interest-bearing deposits | 86,161,000 | 85,405,000 | 82,010,000 | 80,716,000 |
| Noninterest-bearing deposits | 39,752,000 | 38,382,000 | 40,441,000 | 40,930,000 |
| Equity capital | 12,078,000 | 12,459,000 | 12,871,000 | 12,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,340,000 | 2,684,000 | 4,056,000 | 5,455,000 |
| Interest expense | 40,000 | 78,000 | 117,000 | 161,000 |
| Net interest income | 1,300,000 | 2,606,000 | 3,939,000 | 5,294,000 |
| Noninterest income | 316,000 | 536,000 | 881,000 | 1,285,000 |
| Noninterest expense | 775,000 | 1,548,000 | 2,351,000 | 3,437,000 |
| Provision for loan losses | 23,000 | 56,000 | 131,000 | 206,000 |
| Pretax income | 818,000 | 1,538,000 | 2,382,000 | 2,980,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 818,000 | 1,538,000 | 2,382,000 | 2,980,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,730,000 | 12,074,000 | 12,544,000 | 12,767,000 |
| Total capital | 12,772,000 | 13,097,000 | 13,465,000 | 13,700,000 |
| Risk-weighted assets | 84,450,000 | 84,434,000 | 84,270,000 | 85,188,000 |