Call reports 2015
1ST BANK & TRUST — 2015
What 1ST BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 127,198,000 | 128,765,000 | 130,736,000 | 131,917,000 |
| Total loans | 69,827,000 | 73,472,000 | 77,090,000 | 80,890,000 |
| Allowance for loan losses | 1,015,000 | 1,031,000 | 1,045,000 | 1,009,000 |
| Securities available for sale | 18,227,000 | 17,832,000 | 16,805,000 | 17,205,000 |
| Securities held to maturity | 24,266,000 | 23,775,000 | 22,030,000 | 21,022,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,479,000 | 117,692,000 | 119,132,000 | 119,617,000 |
| Interest-bearing deposits | 81,209,000 | 81,479,000 | 82,432,000 | 82,575,000 |
| Noninterest-bearing deposits | 35,271,000 | 36,214,000 | 36,699,000 | 37,041,000 |
| Equity capital | 10,485,000 | 10,786,000 | 11,307,000 | 11,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,235,000 | 2,515,000 | 3,823,000 | 5,166,000 |
| Interest expense | 41,000 | 84,000 | 122,000 | 164,000 |
| Net interest income | 1,194,000 | 2,431,000 | 3,701,000 | 5,002,000 |
| Noninterest income | 335,000 | 701,000 | 1,058,000 | 1,398,000 |
| Noninterest expense | 751,000 | 1,537,000 | 2,319,000 | 3,249,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 90,000 |
| Pretax income | 748,000 | 1,588,000 | 2,403,000 | 3,114,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 748,000 | 1,588,000 | 2,403,000 | 3,114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,047,000 | 10,511,000 | 10,951,000 | 11,287,000 |
| Total capital | 10,988,000 | 11,491,000 | 11,967,000 | 12,296,000 |
| Risk-weighted assets | 75,379,000 | 78,399,000 | 81,240,000 | 85,746,000 |